Writings
August 2026 • 11 min read
In June 2025, the Securities and Exchange Commission formally withdrew fourteen proposed rules, among them the conflicts-of-interest proposal on predictive data analytics by broker-dealers and…
Read ArticleArtificial intelligence is rapidly moving from administrative support into the heart of financial advice. As AI begins influencing recommendations rather than simply documenting them, the industry's next challenge is no longer adoption—it is the ability to supervise, explain, and defend every AI-assisted decision.
By Dr. Sushil K. Sikha
What if wealth management suffers from the same problem medicine solved decades ago—not a lack of expertise, but a lack of coordination? Drawing on experiences across healthcare and finance, Dr. Sushil K. Sikha argues that better financial outcomes begin the same way better clinical outcomes do: by understanding the whole person.
By Dr. Sushil K. Sikha
Risk tolerance is not a personality trait. It is a snapshot. A number assigned at one moment in time, based on how a person answered…
By Dr. Sushil K. Sikha
Most advisors don’t have a “performance problem.” They have a proof problem — and it’s not their fault. The infrastructure they rely on wasn’t built…
By Dr. Sushil K. Sikha
Calm markets are easier on portfolios. They are harder on client relationships. The calmer stretches of recent months was positive for portfolios. Returns held. AUM-based…
By Dr. Sushil K. Sikha
Clients are not just hiring portfolio managers. They are hiring translators. A 2025 Wealthtender study confirms what the best advisors already know: when clients choose…
By Dr. Sushil K. Sikha
The wealth management industry has spent two years captivated by generative AI — chatbots, summaries, draft emails. Then on February 10th, Altruist launched AI-powered tax…
By Dr. Sushil K. Sikha
The assumption across wealth management has been that better reporting means more reporting. More dashboards. More metrics. More frequency. More everything. But here is what…
By user
If markets stayed flat for a year, what would your clients actually question? Not your returns. Not your allocation. Not your rebalancing strategy. They would…
By Dr. Sushil K. Sikha
The government just bought RIAs two more years. That is not relief. That is a warning. FinCEN’s decision to delay the Investment Adviser AML Rule…
By Dr. Sushil K. Sikha
A new year is a good reminder to revisit your financial plan. But here is the uncomfortable question: Does your advisor’s system actually know what…
By Dr. Sushil K. Sikha